If your car were involved in an accident out of town today, and was not drivable, would you have a way of getting around tomorrow? Don't be inconvenienced by being without a car, or by having to make other arrangements. Ask your broker about rental car coverage . With this coverage, y ou simply rent a car and continue as before until your car has been repaired.       Do you ever rent a vehicle on holidays or for a weekend? Avoid paying high prices for insurance at the rental car company. Ask your broker about adding this coverage to your automobile policy for a low annual fee. The yearly cost of adding it to your policy is usually quite reasonable, making it an economical alternative to purchasing a collision damage waiver offered by an auto rental company.       Protect yourself against unforeseen situations. Though you do not do it deliberately, you may end up injuring someone or damaging their property. For a low cost per month, you can have an extra $1,000,000 of liability protection to give you peace of mind. Ask about increasing your liability to $2,000,000.     If you have not had an at-fault accident in the past six years, you are probably rated as a "six-star" driver. These drivers receive the lowest rates because of their good driving record. For approximately $5 a month per vehicle, you can purchase coverage so that your first at-fault accident will be treated as if it never happened! If you have an at-fault accident, and you do not have this coverage, you will lose that perfect record and can pay higher insurance premiums for years to come while you rebuild your claims free history. Depending on your policy, your premiums could increase anywhere from $300 to $800 per year!           Your automobile insurance policy provides you with benefits if you are injured in an automobile accident; including supplementary medical, rehabilitation, attendant care, caregiver, non-earner, and income replacement benefits. The basic limits of coverage can be increased for additional premium. We recommend that you review the basic level of Accident Benefits to determine if this optional increase is right for you. For example: If you make $800 per week, and were injured because of an accident and could not work for one year, the basic level includes Income Replacement coverage for only $400 per week.